10 Habits of Cheapskates You Can Follow to Save a Buck

Frugal people tend to be wealthy people, but that doesn’t mean they live extravagantly. In fact, their cheapskate mentality is exactly what helps them get rich and stay that way.

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PHOTOBUAY/SHUTTERSTOCK

Drive Inexpensive Cars

Invest in Quality Over Quantity

Prepare Meals From Scratch

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IMYANIS/SHUTTERSTOCK

Don’t Feel the Need to Constantly Upgrade

Avoid the Diderot Effect: The Didero Effect is a social phenomenon whereby someone acquires something of high quality and feels the need to make “reactive” purchases to complement the original one. For instance, a person buys a new rug. They’re enamored of the rug, but it matches nothing in the room—so they make a slew of additional purchases in order to furnish a room that complements the rug. Frugal people are aware of this cycle, so they avoid temptation and don’t fall prey to it

Sidestep Fees: Instead of automating all their payments, they’re constantly monitoring all of their bills and subscriptions to make sure new fees haven’t been introduced (and to make sure they’re not paying for goods and services they don’t need). If shipping fees for online purchases are too steep, they buy in-store. And ATM fees? Forget it. Cheapskates understand that dribs and drabs add up. 

Don’t Shop for Fun

Try Repairing Before Replacing

Opt for Community-Sponsored Activities That are Low-Cost or Free

Finally,

Save Pennies—Literally: One of the everyday tricks of cheapskates is to save their spare change in a money jar instead of keeping it in their wallets, where they’ll be tempted to spend it. They literally empty out the change compartment each day and forget about. It’s one of the most practical ways possible to save money without even feeling it—and it adds up faster than you’d think.

Article by Kristine Solomon for Family Handyman

Source: https://www.familyhandyman.com/list/habits-of-cheapskates-you-can-follow-to-save-a-buck/

Making Friends. Here’s How !

 

Many of us on the Rue team have moved once or more over the past few years and have developed a few strategies for meeting inspiring people and making new friends along the way. Here are some of the ways that we’ve felt more at home in our new towns. What’s worked for you?

Friend of a friend. My previous move was to a town where I knew no one- and only had one coworker. I started making friends slowly, and then my college roommate introduced me to her high school bestie who was also new to town. We hit it off and it instantly expanded our friend circle. I met the few people she knew and introduced her to my new friends, which instantly doubled our friend circle. Finding friends of friends is a great strategy because there is a good chance you’ll have some interests in common.

Reach out to people that inspire you. I’ve turned bloggers and designers I’ve followed on Twitter and Instagram into real friends by reaching out and meeting up for coffee. Who are the people in your field that inspire you? It never hurts to just send an email. Do have a specific reason for wanting to meet up- ask for advice or suggest a collaboration. Then even if you don’t end up clicking personally, you’ll be developing professionally.

Look for communities that already exist. Collecting friends one by one can be a drag. Instead, look for activities that already have a large group. This has two benefits. One, you have more people to find your perfect new best friend. Two, scheduling one-on-one friend hang outs can be slow. If you find a new friend group, it’s likely they will have lots of frequent activities and will include you.

Third time’s the charm. Everyone’s so busy these days, so when a new acquaintance declines an invitation, don’t hesitate to send future invites. I always try to make plans three times with someone I’ve enjoyed spending time with. Then if it still doesn’t pan out, ball’s in their court.

Reconnect with old friends. When facing personal struggles or wanting to celebrate a success, sometimes new friends don’t have the backstory to understand. There are times to fill them in, but sometimes it’s great to skip right to the juicy news. An old friend and I recently had a ‘Skype Date’ complete with wine to catch up. I already knew all about her past jobs so when she told me about her promotion I could celebrate exactly how far she’s come.