Arrange Plants in Your Garden – 4 Simple Ways

Arranging plants in your garden… It’s one of those things that many beginner gardeners really, really struggle with. But today I’m going to show you four simple ways that you can arrange plants in your landscape for that beautiful, layered look that you want. Use these methods to create a more professional and organic looking garden at home. 

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What eye drop products did Amazon voluntarily recall? 

What makes the sale and distribution of these ophthalmic products especially concerning is that they pose a greater risk of harm “because the route of administration for these products bypasses some of the body’s natural defenses,” according to the FDA. 

The recalled products are not “generally recognized as safe and effective” based on the claims for intended use. 

Therefore, they are classified as “new drugs” by the FDA. New drugs can be introduced or delivered for introduction into interstate commerce without an approved application from the FDA. 

Here’s a list of the recalled products: 

  • Similasan Pink Eye Relief
  • The Goodbye Company Pink Eye
  • Can-C Eye Drops
  • Optique 1 Eye Drops
  • OcluMed Eye Drops
  • TRP Natural Eyes Floaters Relief
  • Manzanilla Sophia Chamomile Herbal Eye Drops

If you show any sign or symptom of a potential infection, the FDA has recommended consumers to immediately speak to their health care provider or or seek medical attention quickly. 

Source: usatoday.com

The Full List of Eye Drops Recalled by the FDA

The FDA issued a massive recall of eye drops this week, with 27 pulled from shelves.

CVS is one of the retailers taking several brands of eye drops off its shelves following an FDA recall. Gary Hershorn/Getty Images

The FDA says that poor manufacturing practices at a Killitch Healthcare India Limited Facility, in the South Asian nation — which include cracks in the floor and employees walking around barefoot — put users at risk. Using eye drops contaminated with bacteria could lead to severe infection, and even blindness or death.

Here is a full list of products to avoid:

Rugby branded products:

  • Lubricating Tears Eye Drops 15 ml
  • Polyvinyl Alcohol 1.4% Lubricating Eye Drops 15 ml

Target branded products:

  • High Performance Lubricant Eye Drops 15 ml (single Pack)
  • High Performance Lubricant Eye Drops 15 ml (twin pack)

Rite Aid branded products:

  • Multi-action Relief Drops 15ml
  • Lubricating Gel Drops 10ml
  • Lubricant Eye Drops 10ml (twin pack)
  • Lubricant Gel Drops 15 ml
  • Lubricant Eye Drops 15ml (twin pack)
  • Leader branded products:
  • Eye Irritation Relief 15 ml
  • Dry Eye Relief 10 ml
  • Dry Eye Relief 15 ml
  • Lubricant Eye Drops 15 ML (single pack)
  • Lubricant Eye Drops 15 ML (twin pack)
  • Lubricant Eye Drops 10 ml
  • Velocity branded products:
  • Lubricant eye drop 10ml (triple pack)
  • CVS branded products:
  • Lubricant Eye Drops 15 ml (single pack)
  • Lubricant Gel Drops 15 ml (single pack)
  • Lubricant Eye Drops 15 ml (twin pack)
  • Lubricant Gel Drops 15 ml (twin pack)
  • Multi Action Relief Drops 15 ml
  • Mild Moderate Lubricating Eye Drops 15ml
  • Lubricant Gel Drops 10 ml
  • Lubricant Eye Drops 10 ml (single pack)
  • Lubricant Eye Drops 10 ml (twin pack)
  • Target branded products:
  • Dry Eye Relief 15 ml (twin pack)
  • Walmart branded products
  • Equate Hydration PF Lubricant Eye Drops 10ml

These 27 pulled from shelves over concerns they could have been contaminated during the manufacturing process.

Other Ways to Say, “Thank You for Participating”

Sending a thank you letter after an event is an excellent way to retain the loyalty of existing attendees and encourage them to come to the next event you host. Ensuring recipients feel valued may also help you increase your attendance in the future since valued guests are more likely to tell their friends, family members and colleagues about your next event.

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Title Graphic by keepcalm-o-matic.co.uk

Other Ways to Say, “I Think” in English

 

When it comes to expressing opinions and thoughts, “I think” is a common phrase used by English speakers. However, using the same phrase repeatedly can make your speech or writing sound repetitive and dull. Here is a list of different ways to say “I think” in English, allowing you to add variety and depth to your language and express your thoughts more effectively. 

List of Different Ways to Say ‘I Think’

Now that we understand why it is important to be able to say ‘I think’ using different wording, we can begin to explore some of the alternative things that we can say.

  1. In my opinion
  2. As far as I’m concerned – This phrase is often used in a more authoritative sense.
  3. I believe that…
  4. I am of the opinion that…
  5. It is my belief…
  6. It seems to me/It appears to me
  7. To my way of thinking/In my way of thinking
  8. I honestly think that/ I honestly believe that…
  9. I am feeling that/I feel that – This is a more personal phrase which moves from thoughts and takes them to a more emotional level. This is a good phrase to use when trying to convince someone of something.
  10. I assume that 
  11. From my point of view
  12. If you ask me…
  13. My thoughts on the matter are…
  14. I consider…
  15. As far as I can see/ as far as I can tell
  16. To my mind/ In my mind
  17. It is my view/It is my opinion
  18. The way that I see it is…

List of Formal Ways to Say “I Think”

  1. In my opinion
  2. From my perspective
  3. It seems to me that
  4. I am of the view that
  5. My belief is that
  6. It appears to me that
  7. I would argue that
  8. It is my contention that
  9. I believe
  10. As I see it
  11. My impression is that
  12. It is my understanding that
  13. To my way of thinking
  14. I hold the opinion that
  15. In my estimation

Photo credit: seriesturkish.com

Article by 7ESL

Related:  Ways to Say “Thank You” in English – TUTORING YOU

What Causes Brittle Nails and How to Treat Them

Whether you’re painting them, picking up small objects with them or plucking your guitar with them, we can all agree that strong nails are both useful and cosmetically appealing. If your claws haven’t been cutting it recently, there could be many reasons why. Luckily, there are almost as many ways to strengthen your nails as there are to break them.

What causes brittle nails?

  • Hand washing. Frequent hand washing can protect you from illness and help you stay healthy. But it does a number on your nails, which lose water faster than skin does. The constant washing and sanitizing can cause nails to dry out and become brittle.
  • Aging. “Brittle nails tend to impact people more as they age,” dermatologist Rosemary Keskinen, MD, says. “Our nails grow slower as we get older. Since it takes longer to grow out, the nail has more exposure to dry air, water and sanitizers.”
  • Length and cosmetic use. Dr. Keskinen says you’re more likely to experience split, cracked and broken nails if you grow your nails longer and regularly use nail cosmetics than if you keep your nails short.
  • Chemotherapy. If you’re currently undergoing cancer treatment, brittle nails may be a side effect. Speak to your oncologist — they can give you advice for preserving your nails.

Tips for treating brittle nails

Most of the causes of brittle nails are beyond your control — you need to keep washing your hands and there’s no way to turn back the clock. But don’t worry, we have plenty of solutions … on hand.

Don’t bite your nails

Dr. Keskinen has several recommendations for keeping your nails from splitting or cracking, but this pearl of wisdom can also keep you healthy: “Keep your fingers away from your mouth. If you tend to bite your nails, then keep them short so you aren’t tempted to chew on dirty nails all day long.”

Coat and condition them 

At bedtime, apply heavy hand cream. During the day, moisturize in between exposure to water or hand sanitizer.

You can also apply a nail conditioner with lanolin a few times a day. Avoid nail conditioners that contain alcohol, because that will further dry out your nail.

Try nail slugging

If you’re looking to do some extreme moisturizing, nail slugging — a trendy new technique that’s gone viral on social media — might be right up your alley. Nail slugging is the quirky younger sister of face slugging, a practice that’s been popular for several years now.

Slugging, as the name suggests, is a slimy process. After applying skin care products, you cover your hands in a layer of petroleum jelly (or a similarly occlusive product, like an emollient) before going to sleep. The goop traps all that product on your skin, allowing it to more fully seep in.

You could technically slug your nails — or your face for that matter — during the day, but most people would rather be greasy in the privacy of their own homes.

Limit use of nail polish

Gel manicures provide a durable coating. Unfortunately, the removal process is damaging to the nail. It’s smarter to skip the gel or, at a minimum, avoid gel manicures in the winter when nails are driest. 

Even removing regular nail polish can damage the nail, so Dr. Keskinen suggests choosing a clear polish if you can’t go without a coating. “Find a formaldehyde-free clear polish that you can apply and leave on for a week. If you choose a color and it chips, you’ll have to replace the polish, which dries out the nail.”

Some vitamins may help

“Taking a daily biotin supplement (one with about 5,000 micrograms) can improve nail health,” notes Dr. Keskinen. “To see a difference, you’ll have to wait about six to eight weeks for the entire nail bed to grow out.”

Protein also helps keep nails healthy. Make sure you take in a minimum of 45 grams each day.

Manicure must-dos

The cuticle protects your new nail as it grows out. While manicurists routinely push back or trim the cuticles, it’s better to leave them alone. Moisturizing your hands will keep the cuticles from becoming ragged. 

“If your nails are breaking, clip or file them, so they are temporarily shorter,” Dr. Keskinen advises. “By taking protective steps, including moisturizing, you’ll give your nails a chance to grow out less rigid.”

Beware of myths

“Drinking water is essential to good health, but you can’t drink your way to more supple nails,” states Dr. Keskinen. 

Consuming gelatin doesn’t improve nail health, either. “I drank a lot of gelatin as a teenager,” she says. “I can personally say that it doesn’t work.”

Source: /health.clevelandclinic.org

30 Scam Phone Numbers to Block and Area Codes to Avoid

Scams are becoming more and more prevalent. They’re so common that experts have coined the term “scam economy.” Unfortunately, it’s easy to change a phone number, and scammers often do so to avoid getting caught. The good news is that scams operate in many known area codes, so you can avoid being the next victim simply by knowing the list of scammer phone numbers.

© fizkes / Getty Images/iStockphoto

Here is a list of scammer phone numbers that are known by government agencies such as the Federal Trade Commission.

11 Common Scam Phone Numbers

  • AT&T raffle winners: (904) 495-2559
  • Bank account temporarily on hold scam: (858) 605-9622
  • Card lock scam: (878) 877-1402
  • Debit card frozen scam: (863) 532-7969
  • Failed delivery attempt scam: (469) 709-7630
  • Fake Publisher’s Clearing House win: (805) 637-7243 
  • Student loan forgiveness scam: (202) 221-7923
  • Weight loss and delivery scam: (312) 339-1227
  • Wells Fargo text message scam: (865) 630-4266 
  • Unpaid taxes scam: (347) 437-1689
  • USPS scam: (301) 307-4601 

List of Scam Area Codes

More than 300 area codes exist in the United States alone which is a target-rich environment for phone scammers. The good news is that scam callers will often show up under common area codes for incoming calls. Here are 19 area codes you should never answer if you don’t know who’s on the other end.

19 Common Scam Area Codes

  • 216: Cleveland, Ohio
  • 218: Northern Minnesota
  • 232: Sierra Leone
  • 268: Antigua and Barbuda
  • 284: British Virgin Islands
  • 332: New York City
  • 347: New York City 
  • 469: Dallas, Texas
  • 473: Grenada, Carriacou and Petite Martinique
  • 649: Turks and Caicos Islands
  • 646: Manhattan
  • 657: La Palma, California
  • 664: Montserrat
  • 712: Western Iowa
  • 767: Commonwealth of Dominica
  • 809: Dominican Republic
  • 829: Dominican Republic
  • 849: Dominican Republic
  • 876: Jamaica

Source: GOBankingRates

Overwintering Geraniums

I live in Wisconsin, home of the Frozen Tundra. Last winter was brutal. Green Bay certainly lived up to its nickname of the Frozen Tundra!  Below zero temps, ice storms and it just seemed to linger.  

Our plants wouldn’t survive outdoors. So, we have two choices, throw them out or bring them indoors. Time to try an overwintering method.

Steps For Overwintering

1.) Remove each individual geranium plant from the soil and shake off the dirt.

2.) Cut the greens and stems back to around 2 inches.

3.) Place all the plants in a paper bag and store in a dark space.  I stored mine in a hallway closet.

4.) Set a reminder on your calendar or phone once a month to take your plants out and spray them down.  Place them on a towel for a quick dry.  Return to bag and dark place.

5.) 4-6 weeks before you wish to plant your geraniums take them out and place them in a jar of water in a sunny window.

6.) Your stems will green up and you will see growth.  After your plants start to form buds, plant in pots.

7.) Slowly expose your geraniums back to the elements.

The steps above are really THAT simple.  It works extremely well for those of us that can’t keep geraniums healthy enough indoors.  I do believe my plants have doubled in size from last year using this method of overwintering geraniums.  I only lost 5 plants out of 42 plants.  Small potatoes for me. Most certainly, will be doing this method next year as well. I don’t have to lug the pots up and down the stairs.  Booyah!

Source: nikkilynndesign.com

Veterans Day is Today, November 11

Veterans Day is an important day for every American and is intended to honor and appreciate all servicemen and women who served the United States in all wars, mainly living veterans. On this day, parades and church services are organized, and in many places, the American flag is hung at half-mast. Sometimes a period of silence lasting two minutes is held at 11 am. Many schools are closed on Veterans Day, while others do not close, but choose to mark the occasion with special cultural activities.

Remembering all who served.

Current I Bond Rate November 2023

  • I bonds are low-risk, inflation-linked investments that may be worth considering.
  • Interest earned in the previous six months has been added to the bond’s principal. 
  • The Treasury sets new I bond interest rates in May and November.

Bonds have historically been considered conservative fixed-income investments, less flashy than stocks. But recently, Series I savings bonds have become a much more exciting and attractive investment option — and a valuable tool to hedge against inflation.

Current I bond interest rate now

If you’re wondering what the buzz around I bonds is, the answer lies in their interest rate. The current bond composite rate is 5.27%. That rate applies for the first six months for bonds issued from November 2023 through April 2024. 

For example, if you purchased I bonds on Nov. 1, 2023, the 5.27% rate would be in effect until April 30, 2024. This is nearly a full percentage point higher than the previous I bond rate.

The fixed rates for I bonds are announced every six months: May 1 and Nov. 1. And that rate applies to the I bonds issued for the next six months. 

The inflation rate, which is related to the consumer price index, usually changes every six months, too, and it’s set at the same time: May 1 and Nov. 1. 

How are I bond rates set?

The U.S. Treasury sets I bond rates every May and November, and two things factor into how rates are set:

  • Fixed rate.
  • Inflation rate.

As you can infer from its name, the fixed rate of a bond doesn’t change. The fixed rate for I bonds is currently 1.30%. Whether this rate will change in May depends on whether the Treasury decides to adjust or leave it as is.

The second factor is the inflation rate, which will adjust every six months for as long as you hold your I bonds.  I bonds can outpace savings accounts without excessive risk. An I bond with a fixed rate of 1.3% remains attractive and a worthy investment.

How do you check I bond returns?

You can check returns on your bonds by logging into your TreasuryDirect account.  I bonds are a simple investment to track, earn tax-deferred interest, and can never lose a cent of accumulated value.

I bonds are a unique investment that work differently than any other type of bond or savings account.

For starters, there’s a $15,000 individual purchase limit per calendar year ($10,000 of electric I bonds through TreasuryDirect and up to $5,000 of paper I bonds purchased with your tax refund dollars at the time of filing).

Additionally, you won’t be able to cash them out for 12 months, emergency notwithstanding. And if you cash them out within five years, you lose the last three months of interest. If, for example, you cashed an I bond out after 20 months, you would only receive the first 17 months of interest.

I bonds can accrue interest for up to 30 years, and they aren’t subject to state or local taxes. You must pay federal taxes on them, but you can choose to report earnings annually or wait until you cash them out. You may even be able to get the federal taxes waived if you used the bonds to pay for certain higher education expenses for yourself or a qualifying relative.

Sources: money.com© and usatoday.com©